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How to Get the Compensation You Deserve in a Personal Injury Settlement It's not unusual that medical bills quickly spiral out of control after an accident. It is important to understand your options and obtain the amount of compensation you're entitled to. One alternative is to seek an injury-related settlement. The amount you can get in this manner is contingent on several factors including your injuries and the liability of the other party. Medical expenses Medical expenses constitute a major component of the majority of personal injury cases. They can range from a few dollars to several thousand dollars, according to the injuries sustained and whether they require ongoing treatment or follow-up. In many instances, victims receive compensation for their current medical bills as well as future care costs. This can include doctor visits, medications, physical therapy or hospitalization as well as ambulance transportation. However, there are a few things that accident victims need to be aware of when filing an insurance claim for these expenses. First, these expenses must be documented so that the settlement can be determined. Next, you must provide all medical records and receipts to the attorney representing the plaintiff. These documents will assist the attorney to understand the amount of money you've paid so far and how much future treatments are likely to cost. Your attorney may need to solicit an expert witness from a professional to be able to testify about your injuries. Even though they may not have ever treated you but the expert witness will be able to determine the treatment required and how long it will take to recover. Once the claim has been settled, your medical expenses could be covered by any settlement or verdict. In some instances, your health insurer may file a lien against your settlement to recover the funds it paid on your behalf to cover your medical treatment. This is referred to as subrogation. This lien could reduce your total amount due to the defendant. It will also include any costs associated with the case or attorney fees. Be aware that the insurer of the defendant could try to reduce the value of your medical bills if they are classified as “unreasonably expensive.” This is called the “nickel and diming” process. The best way to avoid this is to speak up about your damages in the beginning of the case. The personal injury lawyer can make sure that you receive every penny you are entitled to in compensation. LOST Local WORKERS Losing wages can be a huge financial burden after an accident. If you've been injured at work or as a result of a car crash, it can be difficult to figure out how to pay your bills while you're recovering. It's crucial to know how lost wages are calculated and proven in a personal injury claim. It is essential to prove that you were not able or unwilling to perform your job and that the reason you were unable to work was directly related to the accident. You can prove that you lost wages by obtaining the documents from the employer. Ask your employer for an official written statement that lists your name, title along with the pay rate and the number of working days per week before and after the accident. To prove your claim, you should be sure to attach your pay stubs as well as other evidence of earnings. A personal injury lawyer can assist you obtain the documentation that you need to prove your lost earnings. This includes your paystubs along with tax returns and other documents that show the amount you would have made during the time you were not able to work. There is also compensation for tips, overtime, or bonuses in addition to base lost wages. These can be calculated using the same formula that calculates base lost wages. However, you'll have to prove that you are unable to utilize them due to injuries sustained in an accident. You may have to prove your earning potential, depending on the extent of your injuries. This is the amount you could have earned if not injured and still working at your regular job. The process of calculating lost earning potential is more complex than proving lost wages , as it involves weighing the length of time you're not able to work and the value of your employment benefits. It's best to discuss this with an attorney who specializes in personal injury prior to settling your case, so you're aware of the amount you'll receive for loss of income. A skilled personal injury lawyer will have all the resources and experience necessary to ensure you receive the full amount you're due following a serious car accident. For a free consultation contact us today to learn more about how we can assist with your personal injury case. Property damaged You may be entitled for compensation for property damage if you are involved in an accident. This includes damage to your home, car and other belongings that were damaged in the accident. Anyone who has caused damage to your property by inattention or recklessness could be sued for compensation. A product manufacturer can also be held accountable if they sold you defective equipment that caused damage to your home or vehicle. A personal injury lawyer will handle your case to ensure you receive the full amount of compensation you're entitled to. This includes compensation for medical expenses, lost wages, and other damages that you might have suffered as a result of the accident. Depending on the extent of your injuries and the circumstances of the accident, you may be able to recover more or less money for these damages. Your lawyer will assess the severity of your injuries, and help you determine the amount you can collect. Although you may be attracted to take the first offer that you get from an insurance company, it is always recommended to take your time and negotiate. A competent attorney can help make negotiations easier and more efficient. Your non-economic and economic damages can be assessed by an attorney for personal injuries. The latter is a more thorough method to determine your financial loss. Non-economic damages include pain, suffering, emotional distress, as well as other losses. After your lawyer has determined the damages, you'll require a request from the insurance company. personal injury attorney amarillo is the amount that your lawyer believes you owe as compensation for the harm you've suffered. The final step is to gather all the evidence that you need to back your request. Photographs, witness statements, and any other evidence are all acceptable. Many people are shocked to find out that it could take months for an injury claim before a judge to be resolved. Half of our readers settled their cases within two to one year. 30% waited longer than one year. Pain and suffering Pain and suffering is a class of non-economic damages, which can be awarded in personal injury settlements. These damages include physical discomfort and emotional stress due to an injury. These damages are difficult to quantify, so it is essential to collect evidence that demonstrates the severity of your injuries as well as the impact they have had on your life. Sometimes, these non-economic damages may be more severe than the financial compensation for medical bills or lost wages. For instance, if you suffered a serious back injury and are now experiencing pain on a regular basis, your quality of living has significantly diminished. The extent of your losses is a critical factor when determining how much you will be awarded in settlement. In general the more severe and traumatizing the injuries, the greater the settlement. While it can be challenging to prove the severity of your injury, it's possible with the help of an experienced personal injury attorney. Your medical documents can be useful evidence, along with statements from your doctor and mental health professionals. Family members and friends can also testify on how your injuries have affected you. They can testify about the physical and emotional trauma you've experienced in addition to any changes in your personality or behavior. Insurance companies typically employ one of two methods to determine the amount of a plaintiff's pain and suffering damages. The most popular method is the “multiplier” that employs the multiplier of 1.5 to 5. Let's take a look at a plaintiff who suffered an injury that required extensive medical treatment and long recovery. She loses five weeks of her work and incurs $10,000 in medical expenses. Using this multiplier, she would likely receive a total of $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most effective way to show your pain and damages is to work with an experienced personal injury attorney who knows the law and has experience dealing with insurance companies. They can gather evidence and argue your case in front of the jury.